S&P 500 Jan 27, 2016 – January 31, 2020 +71.51% return

Non-compounded rate of return (investment gains are withdrawn out of fund after each holding period and not reinvested in the subsequent investment period).

Accumulative gross fund returns ’16-’20 +143.7%.

Excluding dividend payments to fund investors.

Excluding fund fees.

Compounded gross fund returns without redemptions +207.1%.

Fund results actual, pre-inc, and unaudited. Investment results may vary from year to year depending on market conditions.